Terms of Service

1. Acceptance of Terms

By accessing or using Journal IQ™ ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

2. Description of Service

Journal IQ™ is a trading analytics platform that collects, analyzes, and presents trading data from MetaTrader 4 platforms. The Service provides performance metrics, insights, and recommendations to help traders improve their trading strategies.

3. User Accounts

To use the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account
• Be at least 18 years of age

4. Data Usage and Analysis

By using the Service, you grant us the right to collect, store, process, and analyze your trading data. This includes but is not limited to trade history, account balances, profit/loss data, and trading patterns. We use this data to:

• Generate performance analytics and insights
• Calculate trading scores and metrics
• Provide personalized recommendations
• Improve our algorithms and services
• Conduct research and development

You retain ownership of your trading data, but you grant us a worldwide, non-exclusive, royalty-free license to use, process, and analyze this data for the purposes described above.

5. Communications

By creating an account, you consent to receive communications from us via email. These communications may include:

• Service notifications and updates
• Performance reports and analytics
• Educational content and trading tips
• Promotional offers and marketing materials
• Account-related information

You may opt out of marketing communications but will continue to receive essential service-related emails.

6. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose
• Attempt to gain unauthorized access to the Service
• Interfere with or disrupt the Service
• Reverse engineer or attempt to extract source code
• Use automated systems to access the Service without permission
• Share your account credentials with others

7. Intellectual Property

The Service, including all content, features, and functionality, is owned by Journal IQ™ and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE. THE INSIGHTS AND RECOMMENDATIONS PROVIDED BY THE SERVICE ARE FOR INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL ADVICE. TRADING INVOLVES RISK, AND YOU ARE SOLELY RESPONSIBLE FOR YOUR TRADING DECISIONS.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, JOURNAL IQ™ SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.

10. Account Termination

We reserve the right to suspend or terminate your account at any time for any reason, including violation of these Terms. You may terminate your account at any time by contacting us. Upon termination, your right to use the Service will immediately cease.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after such changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact Information

If you have any questions about these Terms, please contact us at support@journaliq.com